Can I start this by saying that I'm a relative newbie, I've only been modelling for a year. But there seems to be some weird advice going on here. (Of course I could always have got it wrong, but I don't think so?)
You can make washes 3 ways:-
1. Enamel paint and enamel thinner, you can thin it to get the effect you're after. I would suggest somewhere around 80% thinner for a wash, 95% for a filter. I've no idea why that would loosen your glue, it never has in my experience. MIG Washes that you buy off the shelf are enamel based. I use enamel washes/filters all the time and mix my own, in fact they are my preferred method. I use humbrol enamel and humbrol thinner.
2. Oil washes. Pretty much as mentioned already, although I thin mine with white spirit from the hardware store. I used turpentine once and it ate through everything, including my mixing palette! Go for mineral spirits - white spirit.
3. Acrylic washes. These are tricky. You need to make sure they stay wet until you have them where you want them as they dry really quick. (Once it's hard dried it's there for good). You can pin wash detail using this technique also, but you will need to let it dry very very slightly then you can remove the excess with airbrush cleaner. As I said, it's tricky, but it does work.
I always put a layer of future over before using any filters or washes, simply because it makes them easier to work, position, and remove.
As I said I may have got it wrong, but I'm here to learn
Hope that helps anyway
Andy