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brake vent access hatches
Makes sense! Told you I was new at this. My references (books ordered, but still on their way) call them transmission access flaps.
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If you look closely the lower hull seems to have applique armor on it as well.
Zusatzpanzer / Zusatzplatten or supplemental armour, from what I have read, this was fitted to Ausf D, E & G, plus many tank were upgraded in the field as well.
From what I have read, it seems only Ausf Es had lower hull armour added. Here again, Bovington’s PZ IV also has lower appliqué armour and it is an Ausf D hull

Also, from what I have seen, when Zusatzpanzer is fitted to Ausf D, it has the distinctive ‘square’ hole without the driver’s visor (I know sometimes there were also just two plates added to the side of Ausf Ds driver’s visor) being seen as in the photo above. With the Ausf E and Zusatzpanzer added, the driver’s visor is clearly visible, as seen below.

Are these observations correct?
John thanks for the help and that photo, this helps me quite a bit.