Great review Gary! The Fine Molds Type 95 is a sweet little kit. I built mine a year ago. I have all the Fine Molds kits and the old Tamiya ones. I love Japanese armor, they're such strange little things. I just finished an extensive build on the Tamiya Type 97.
The Fine Molds Type 95 was one of their first kits and is the least refined of the line. Mine had hatches that were smaller than the openings. The other Fine Molds kits are excellent. I hope they keep producing more! By the way, the Friul track for the Type 97 are excellent and will also fit the Type 1,2,3, and Ho-Ni's.
I bought the 5 volume AJ Press series on Japanese armor and they are all invaluable, excellent references.
And for rediculously low prices ( the new Type 2 is only 36 bucks!) on Fine Molds kits, I found this place -
http://www.1999.co.jp/eng/ . They are legit, i ordered from them and got everything fast. Just type "Fine Molds 1/35" in the search bar and ignore all the anime stuff! (Unless you're into teenage girls in sailor suits...)